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Armchair & Side Table

I OFFER A FREE 20 MINUTE PHONE CONSULTATION

I like to meet new potential clients for a brief, free 20 minute Zoom video or phone consultation before scheduling an intake. This helps getting to know each other better and making sure I'm the best fit for what you're looking for. If not, I'll refer you to someone who better fits your needs.

Fees 

Superbill

I do not bill insurance, but I do provide a superbill, upon request, for qualifying services that you may submit to your insurance company for possible reimbursement (depending upon your insurance provider and plan).

Insurance

Depending on your insurance provider and plan, it is possible for services to be covered in full or in part. You may verify your insurance eligibility by calling the number on your insurance card and providing them this information:

Provider name: Catharyn Fite, LPCC, CST

New Mexico License: CCMH0223431

Washington License: LH 61522821

NPI: 1619331227

I recommend asking these questions to your insurance provider to help determine your benefits:

  • Does my health insurance plan include mental health benefits for out of network providers?

  • Do I have a deductible? If so, what is it and have I met it yet?

  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

  • What does my plan reimburse for a 90837 (individual), 90847 (individual with family member present), and 90791 (intake) code?

  • How do I submit claims for out-of-network?

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Sliding Scale

I reserve 15% of my slots for people who can not meet my full fee, and am dedicated to providing subsidized services for people who come from historically marginalized communities and who struggle to find full employment due to racism, transphobia, and other forms of discrimination.

Self pay sessions may be based on a sliding scale. Please read to the end of this page to determine your appropriate fee.

 

A sliding scale is a tool for building economic justice, and it requires your active participation. If a sliding scale is implemented effectively, everyone pays a similar percentage of their income for the same products or services. Sliding scales are often based on household income levels, with high earning households paying more.

 

Consider paying the full fee if you:

  • travel recreationally

  • work part time by choice

  • can afford to take time off

  • regularly eat out, buy new clothes, attend events without worrying much about your budget

  • own the home you live in

  • have investments, retirement accounts, or inherited money

  • have access to family money and resources in times of need

  • have a relatively high degree of earning power due to level of education (or gender or racial privilege, etc.) Even if you are not currently exercising your earning power, I ask you to recognize this as a choice.

 

Consider asking about the sliding scale if you:

  • are not always able to meet basic needs

  • rarely buy new items because you are unable to afford them

  • are supporting children or have other dependents

  • have been denied work due to incarceration history

  • have faced employment discrimination

  • have immigration related expenses

  • are an elder with limited financial support

  • have medical expenses not covered by insurance

  • are an unpaid community organizer

  • make under $20k/year (not because you’re working part-time by choice)

This scale is intended to be a map, inviting each of us to take inventory of our financial resources and look deeper at our levels of privilege. While my care for my clients is free, being a counselor is costly; there is liability insurance, software, HIPAA security protocols, trainings, continuing education fees, licensure fees, other insurance, and a myriad of other expenses. For every hour a counselor spends with a client, there is generally another hour spent on research, treatment planning, coordinating care, advocating, case consultation, supervision, and paperwork.

Good Faith Estimate Notice: 

You have the right to receive a “Good Faith Estimate” explaining how much your mental health care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 985-3059. 

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